Man sought for attempted robbery at CVS in Lee CountyPedestrian dies after being hit by 2 vehicles in Immokalee
Man sought for attempted robbery at CVS in Lee County Southwest Florida Crime Stoppers is seeking information on a man for attempting to rob a CVS Store in Lee County.
immokalee Pedestrian dies after being hit by 2 vehicles in Immokalee A fatal hit-and-run on Friday night in Collier County left a pedestrian dead, according to the Florida Highway Patrol.
Beautiful Saturday in store with temps in the low to mid 70s The Weather Authority says it will be another beautiful weekend across Southwest Florida.
ORLANDO Naples falls to Jones in state semifinals One win stood in between the Golden Eagles and a trip to the state title as Naples competed in its 12th state semifinal.
ESTERO 1 dead after crashing into tree in Estero According to the Florida Highway Patrol, one person is dead after crashing into a tree in Estero on Friday night.
NAPLES Vigil held for teen shot and killed at Collier party Family, friends and loved ones gathered at a candlelight vigil to remember and honor the life of 18-year-old D’eisha Arthur.
FORT MYERS Florida Gulf Coast University holds “Night at the Nest” fundraiser FGCU is holding its “Night at the Nest” fundraiser and gala on Friday. The money raised will go toward university scholarships.
PUNTA GORDA Punta Gorda Veterans Village helping veterans during the holidays Residents and businesses at the Punta Gorda Veterans Village are stepping up to make military transitions a little easier this holiday season.
NORTH PORT Family pushes for class action against Heritage Insurance A North Port family is battling against Heritage Insurance over the damage Hurricane Ian did to their home.
Trails End Drive suspected double murder hit man and organizers back in court There are new developments in the murder-for-hire case that made headlines for weeks at the start of the year. The defendants are back in court.
CAPE CORAL 4 arrested on drug-related charges after FBI investigation Some Cape Coral residents woke up in the early morning hours to their neighbors’ homes being raided by federal agents.
Hope Card program protects victims of domestic violence in Lee County Lee County has implemented the Hope Card Program, a new statewide initiative to help victims of domestic violence.
SANIBEL 36th annual Sanibel Luminary Festival begins The Luminary Festival kicked off on Sanibel Island on Friday. This community-wide holiday event puts residents and visitors in the holiday spirit.
FORT MYERS Future unsure for Rachel at the Well During Hurricane Ian, Rachel at the well was uprooted from its spot in front of the Edison Park neighborhood.
Man sought for attempted robbery at CVS in Lee County Southwest Florida Crime Stoppers is seeking information on a man for attempting to rob a CVS Store in Lee County.
immokalee Pedestrian dies after being hit by 2 vehicles in Immokalee A fatal hit-and-run on Friday night in Collier County left a pedestrian dead, according to the Florida Highway Patrol.
Beautiful Saturday in store with temps in the low to mid 70s The Weather Authority says it will be another beautiful weekend across Southwest Florida.
ORLANDO Naples falls to Jones in state semifinals One win stood in between the Golden Eagles and a trip to the state title as Naples competed in its 12th state semifinal.
ESTERO 1 dead after crashing into tree in Estero According to the Florida Highway Patrol, one person is dead after crashing into a tree in Estero on Friday night.
NAPLES Vigil held for teen shot and killed at Collier party Family, friends and loved ones gathered at a candlelight vigil to remember and honor the life of 18-year-old D’eisha Arthur.
FORT MYERS Florida Gulf Coast University holds “Night at the Nest” fundraiser FGCU is holding its “Night at the Nest” fundraiser and gala on Friday. The money raised will go toward university scholarships.
PUNTA GORDA Punta Gorda Veterans Village helping veterans during the holidays Residents and businesses at the Punta Gorda Veterans Village are stepping up to make military transitions a little easier this holiday season.
NORTH PORT Family pushes for class action against Heritage Insurance A North Port family is battling against Heritage Insurance over the damage Hurricane Ian did to their home.
Trails End Drive suspected double murder hit man and organizers back in court There are new developments in the murder-for-hire case that made headlines for weeks at the start of the year. The defendants are back in court.
CAPE CORAL 4 arrested on drug-related charges after FBI investigation Some Cape Coral residents woke up in the early morning hours to their neighbors’ homes being raided by federal agents.
Hope Card program protects victims of domestic violence in Lee County Lee County has implemented the Hope Card Program, a new statewide initiative to help victims of domestic violence.
SANIBEL 36th annual Sanibel Luminary Festival begins The Luminary Festival kicked off on Sanibel Island on Friday. This community-wide holiday event puts residents and visitors in the holiday spirit.
FORT MYERS Future unsure for Rachel at the Well During Hurricane Ian, Rachel at the well was uprooted from its spot in front of the Edison Park neighborhood.
MGN In the middle of a pandemic, when health care is more important than ever, Americans and their employers will likely pay more for insurance coverage. Premiums for employer-sponsored health coverage rose by about four percent in 2020, according to a survey by Kaiser Family Foundation. For 2021, Southwest Florida insurance agents said businesses can expect a similar trend. “Every year we have the question where is the breaking point where businesses can’t continue this cycle anymore what’s the number that they can’t pay half of the premium for the employees,” said Curtis Colbert, the owner of Simplified Insurance Solutions. Colbert, an independent insurance agent and healthcare consultant, provided examples of small group insurance policy renewals that showed premiums raising from five to 15 percent. Tempco, a pest control company based in Fort Myers, said their agent showed them rates that would have increased employee premiums by as much as 150%. “Many of our employees have new homes, they have families, they have kids. They need to budget their money. To have the healthcare to go up 150% would cause many of them not to take the insurance,” said Mike Ryan, the owner of Tempco. Tempco turned to a self-insured indemnity plan in order to be able to continue to provide their staff with benefits without a huge increase in premiums. But that plan has it’s downsides, according to Ryan. For example, the company has to take on more risk and if there are too many claims filed the policy can be canceled. According to America’s Health Insurance Plans, AHIP, the majority of people covered through their employer are actually in a self-funded plan. Family premiums on all employer-sponsored plans rose to an average of $21,342 this year, according to the 2020 benchmark KFF Employer Health Benefits Survey. On average, workers this year are contributing $5,588 toward the cost of family coverage, with employers paying the rest. The survey was conducted from January to July as the COVID-19 pandemic and economic crisis unfolded and may not capture its full impact on costs and coverage. The annual change in premiums is similar to the year-to-year rise in workers’ earnings (3.4%) and inflation (2.1%), though over time what employers and workers pay toward premiums continues to rise more quickly than wages and inflation. Since 2010, average family premiums have increased 55%, at least twice as fast as wages (27%) and inflation (19%). LINK: Full report from the study This year 83% of covered workers have a deductible in their plan, similar to last year and up from 70% a decade ago. The average single deductible stands at $1,644 for workers who have one, similar to last year’s $1,655 average but up sharply from the $917 average of a decade ago. These two trends result in a 111% increase in the burden of deductibles across all covered workers. Adam Beck, vice president for employer health policy and initiatives, said the underlying cost of care is leading to increased insurance costs. “It’s a key reason that we need to tackle the out-of-control healthcare spending whether you look at prescription drugs, specialty prescription drugs in particular, or hospital stays. There’s just an enormous amount of escalating costs year after year,” said Beck. Even with rising costs, he said that employer-sponsored coverage actually offers consumers the best opportunity to negotiate the best prices for medical care. But Colbert said the rising cost of insurance has had a devastating impact middle-class families and feels it’s led to wage stagnation over the past 20 years. His business now focuses on free-market solutions to providing health coverage for businesses and individuals. “When you look at a family of four and how much money they spend. If they invested in a 401k versus these increasing premiums, deductibles, co-pays, and coinsurance a family of four over the last 20 years might have half a million or more in a retirement account. (Instead) that all went to healthcare,” said Colbert. Open enrollment, when employees select health benefits, for most companies begins November 1. AHIP recommends researching your options thoroughly before selecting an employer-sponsored plan and utilizing cost comparison tools made available on insurance carrier websites. Other survey findings include: Offer rate holds steady. The survey finds 56% of employers offer health benefits, largely unchanged over the past five years. The larger an employer is, the more likely it is to offer health benefits to at least some of its workers, with about half (53%) of firms with fewer than 50 workers and nearly all (99%) firms with at least 200 or more workers offering coverage. Out of pocket maximums. Virtually all covered workers are in plans with a limit on in-network cost sharing (called an out-of-pocket maximum) for single coverage. Those limits vary widely, with 11% of covered workers in plans with maximums of less than $2,000 and 18% of covered workers in plans with maximums of at least $6,000. Wellness programs. Most large firms (81%) offer at least one type of wellness or health promotion program. Among those that offer such a program, relatively few (11%) view the programs as very effective at reducing the firm’s health care costs.