NAPLES Collier County nearly doubles tourism budget On Tuesday, Collier County Commissioners approved a nearly $12 million budget for a tourism marketing campaign.
David Wasson: the voice of Southwest Florida sports If you’re craving more Southwest Florida sports than you get here on WINK, a local sports talk radio host has your fix.
Florida policyholders urged to contact OIR if policies are canceled or nonrenewed If your insurance has been canceled or is not being renewed due to this year’s storms, the state of Florida wants you to reach out to the Office of Insurance Regulation.
BAREFOOT BEACH Woman thinks QR code got hacked A Fort Myers woman says a fraudulent QR code at Barefoot Beach caused her credit card to be hacked. She’s on a mission to warn others.
CAPE CORAL Sticker shock: Cape Coral residents hit with unexpected property tax hikes This is the time of year when people start paying their property taxes, but what happens when you get your bill and it’s more than you expected?
SANIBEL Sanibel workshop teaches residents benefits of elevating homes and businesses With each hurricane that brings damage to our area, many people rush to be more resilient. On Sanibel, more than 300 people have RSVP’d to learn about raising their homes and businesses.
SANIBEL Sanibel Causeway construction causing confusion and costing local business Repairing the Sanibel Causeway after recent storms has caused more than just traffic back-ups.
DOWNTOWN FORT MYERS Speakeasy in downtown Fort Myers honors local historic figures Everything inside the Escondido Lounge whispers an authentic speakeasy, from the dim red lights to the fancy vintage glasses.
ESTERO Caught on camera: Man steals money from tip jar in Estero A business manager feels violated after a man took money from a tip jar on Tuesday.
CAPE CORAL Cape Coral ranked 13th for establishing small businesses A blog set out to find the top U.S. cities where aspiring business owners can thrive in 2024, Cape Coral was named 13th.
NAPLES Minimally invasive balloon procedure for sinus issues Battling a sinus infection is bad enough, but contending with chronic sinus infections can be a real problem.
Most Wanted Wednesday: Southwest Florida’s most wanted suspects for November 13, 2024 Here are some of Southwest Florida’s most wanted suspects for November 13, 2024.
ESTERO Car crashes into restaurant window in Gulf Coast Town Center Authorities are investigating after an SUV crashed into a restaurant at the Gulf Coast Town Center in Estero.
WEST PALM BEACH Trump picks Sen. Marco Rubio as his Secretary of State President-elect Donald Trump named Sen. Marco Rubio of Florida as his nominee for secretary of state on Wednesday.
LEHIGH ACRES Lehigh Acres man arrested in connection to cockfighting A Lehigh Acres man has been arrested after deputies found he was running a cockfighting ring near his home.
NAPLES Collier County nearly doubles tourism budget On Tuesday, Collier County Commissioners approved a nearly $12 million budget for a tourism marketing campaign.
David Wasson: the voice of Southwest Florida sports If you’re craving more Southwest Florida sports than you get here on WINK, a local sports talk radio host has your fix.
Florida policyholders urged to contact OIR if policies are canceled or nonrenewed If your insurance has been canceled or is not being renewed due to this year’s storms, the state of Florida wants you to reach out to the Office of Insurance Regulation.
BAREFOOT BEACH Woman thinks QR code got hacked A Fort Myers woman says a fraudulent QR code at Barefoot Beach caused her credit card to be hacked. She’s on a mission to warn others.
CAPE CORAL Sticker shock: Cape Coral residents hit with unexpected property tax hikes This is the time of year when people start paying their property taxes, but what happens when you get your bill and it’s more than you expected?
SANIBEL Sanibel workshop teaches residents benefits of elevating homes and businesses With each hurricane that brings damage to our area, many people rush to be more resilient. On Sanibel, more than 300 people have RSVP’d to learn about raising their homes and businesses.
SANIBEL Sanibel Causeway construction causing confusion and costing local business Repairing the Sanibel Causeway after recent storms has caused more than just traffic back-ups.
DOWNTOWN FORT MYERS Speakeasy in downtown Fort Myers honors local historic figures Everything inside the Escondido Lounge whispers an authentic speakeasy, from the dim red lights to the fancy vintage glasses.
ESTERO Caught on camera: Man steals money from tip jar in Estero A business manager feels violated after a man took money from a tip jar on Tuesday.
CAPE CORAL Cape Coral ranked 13th for establishing small businesses A blog set out to find the top U.S. cities where aspiring business owners can thrive in 2024, Cape Coral was named 13th.
NAPLES Minimally invasive balloon procedure for sinus issues Battling a sinus infection is bad enough, but contending with chronic sinus infections can be a real problem.
Most Wanted Wednesday: Southwest Florida’s most wanted suspects for November 13, 2024 Here are some of Southwest Florida’s most wanted suspects for November 13, 2024.
ESTERO Car crashes into restaurant window in Gulf Coast Town Center Authorities are investigating after an SUV crashed into a restaurant at the Gulf Coast Town Center in Estero.
WEST PALM BEACH Trump picks Sen. Marco Rubio as his Secretary of State President-elect Donald Trump named Sen. Marco Rubio of Florida as his nominee for secretary of state on Wednesday.
LEHIGH ACRES Lehigh Acres man arrested in connection to cockfighting A Lehigh Acres man has been arrested after deputies found he was running a cockfighting ring near his home.
As home values go up and it cost more to make repairs after a disaster, some Southwest Florida homeowners struggle to find policies with Florida-based insurance companies. One Naples homeowner said he’s having trouble getting his company to send a check to repair his extensive Ian damage. The day Ian hit Richard Ribellino is no stranger to loss. On September 28, 2022, he and his family were in New Jersey. Ribellino shows his home’s damage. Credit: WINK News “We were attending a funeral,” Ribellino said. “Of course, we’re watching what’s going on down here with the news and decided to just hang back.” A few days later, they came back to Hurricane Ian’s destruction all over Naples and all around their home. Ribellino’s furniture floating The Damage “There was furniture floating,” Ribellino described. “There was a terrible, terrible odor from whatever came in here. I don’t know if it was sewage or if it was just from the canal and seawater. It was just unbearable. So, of course, we couldn’t stay here. We had to evacuate the home because it was unlivable.” Ribellino’s furniture floating They moved in with friends and family but eventually bought another home in the Golden Gate area. Now Ribellino pays two home mortgages, one of which is a construction zone. He hired a public adjuster and filed a claim with his homeowners insurance company, Lloyd’s of London. Like the name of the company suggests, it’s based in England. Insurance Issues Mark Friedlander with the Insurance Information Institute told WINK News Consumer Reporter Andryanna Sheppard that the company writes reinsurance, which is insurance for the insurance companies, as well as surplus lines coverage for people around the world. Surplus line carriers write policies in parts of the country that are considered high-risk and where homeowners cannot find traditional insurance. Ribellino’s child’s bedroom. Credit: WINK News “If you have a million-dollar home, you need to go to another market,” Friedlander added. “Most Florida residential insurers will not write high-risk coastal homes in Florida. So, you need to go to the surplus lines market and Lloyd’s is a big element of that.” “To repair my home here, it was over a million dollars to fix. The insurance company came back and thought it was $200,000 to $300,000 to fix, which is quite different,” Ribellino said. “We put in for our contents, roughly $400,000 and they came back with $100,000.” Another damaged room in Ribellino’s home. Credit: WINK News Surplus Carriers Data from the Insurance Information Institute shows about nine percent of total homeowners premiums are written by surplus lines carriers. That number is growing. Friedlander said Lloyd’s of London is the biggest supplier in the United States. “40 percent of Lloyd’s total global premium is written in the U.S. So, they have a very strong presence here,” Friedlander added. Ribellino has two policies with Lloyd’s of London, homeowners and excess flood. His primary flood policy is with a Florida company. He is not having much success getting a check from Lloyd’s to fix his house. “We lost everything down here. Everything was trashed from the storm,” said Ribellino. “Everything got wet, damaged or broken.” Ribellino’s furniture floating And now, crickets. “Now they’re not answering our calls. They’re not answering my [public] adjuster. They’re completely ignoring us,” Ribellino said in frustration. Ribellino’s first floor. Credit: WINK News WINK News Consumer Reporter Andryanna Sheppard reached out to Lloyd’s of London to get some answers. The company told her it’s “not at liberty to discuss individual policies or policyholders.” Ribellino hopes he’ll hear from the company soon so his family can move back home. If you would like to share your insurance situation with Andryanna Sheppard, you can do so through this form.